Product Liability
 

Virtually every business needs to have some form of product liability insurance because every business is responsible for its products and services. So regardless of whether you manufacture products, or provide some type of service, you need liability insurance to protect you from third party claims for property damage.

Property Damage Liability provides protection for you if a third party's property is damaged as a result of using one of your products, or if your business or one of your employees is responsible for that damage.